Out of Pocket

All major cards accepted + HSA | Payment due at time of service

Online payments via Client Portal | Superbills provided upon request

Benefits of Paying Out of Pocket (Adapted from Cindy Gullo)

Freedom: When you pay out-of-pocket for counseling, you’re not forced to get a referral from your primary care physician to see a therapist. If you choose to pay out-of-pocket, you’re not limited to a short list of in-network providers. There are many great therapists who choose not to accept insurance for various reasons. You could be missing out on excellent care because you’re forced to see a therapist your insurance company preapproves for you.

Control: Insurance often limits the frequency and duration of sessions. In some cases, the therapist is told what type of therapy they can/cannot do. Do you want someone who has never met you to decide what is best for your health? Or, would you prefer that decision be made between you and your therapist?

Labels: Did you know if you use insurance for mental health benefits, the therapist is required to give you a diagnosis? Did you know that diagnosis follows you for the rest of your life? More times than not, a mental health diagnosis is considered a pre-existing condition, which could drive up premiums.

Confidentiality: Your therapist is required to keep what you discuss in a session confidential. When you choose to pay out-of-pocket, your therapist can guarantee confidentiality. If you choose to use your insurance, your therapist is required to provide the insurance company with requested information, which more times than not, is personal and private information you disclose in your sessions.